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Master your money with our award winning mobile app*. Available for Westpac Australia customers.Make payments• Make fast and secure payments & transfers or schedule them for the future• Apple Pay - Pay with your mobile• Digital Card - 24/7 access to a digital version of your Westpac card with a dynamic 3-digit CVC code to help you shop safer online• Cardless Cash - withdraw up to $1,000 without your debit card from any Westpac, St.George, Bank of Melbourne or BankSA ATMTrack your savings and spending• Savings Goals** – set a goal and track your progress• Compare your spending with transaction categories like groceries and rent• Cash flow view – track monthly income and expenses to help you budget• Get notifications when you spend and receive money• Create personalised tags to easily identify spend e.g. Tag your transactions that are 'tax deductible' or 'holiday expenses'Everyday banking tools• Quick Balance - see your account balance at a glance and transfer money between accounts• Activate, lock^ or cancel your card• Contact Us from the app to skip security questions~• ATM & Branch finder – locate your nearest Westpac, St.George, Bank of Melbourne, or BankSA ATM or branchRewardsEnjoy offers and discounts on popular shopping, entertainment and hospitality venues.Business customers can:• Approve payments• Manage user access• Pay staff and creditors with payment templatesThings you should know:*Multiple awards in 2021: Australian Access Awards Finalist, Australian Web Awards, DRIVENxDESIGN Sydney Design Awards, Good Design Award Winner.** Savings Goals: Both an account holder and an authorised user can use the Savings Goal feature, including to view, add, edit and delete the savings goals on Westpac Life account.^Locking your card will temporarily stop new transactions on your card for 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t cancel the card.~Standard SMS, call or data charges apply.Apple, the Apple logo, Apple Pay, Siri and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms and each relevant product or service at westpac.com.au/disclosure-documents before making a decision and consider whether this product is right for you.© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.