Welcome to X Travel Wallet. This product is a multi-currency digital wallet that comes with a personalized Mastercard you can reload anytime from your bank account or other Visa & Mastercard debit card(s) in your name.

With the mobile app, you can lock in currency rates well before you travel. This allows you to load your X Travel Wallet when the rates suit you. Then you can stop worrying about currency fluctuations that can have an impact on your travel budget -- and you can start earning XPoints on all of your purchases.

Once you load your X Travel Wallet with local currency, you can use the X Travel Wallet Mobile App to exchange SEK into any of the 12 foreign currencies that are supported by the programme:

• Danish Krone
• Euro
• Norwegian Krone
• Hong Kong Dollar
• US Dollars
• Great British Pound
• Japanese Yen
• Polish Zloty
• Singapore Dollar
• Swiss Franc
• Thai Baht
• Turkish Lira

* Your app and card are synched
Your physical Mastercard is synched to the mobile app, so when you move funds into a Currency Wallet on the app, your Mastercard immediately contains those funds. Let’s say you’ve purchased Lira on the mobile app while in Turkey. Now when you use your card at merchants who transact in Lira, you’ll spend like a local and save on fees.

* You’ll earn XPoints on all purchases
When you use a X Travel Wallet Card to make a purchase abroad, you’ll earn 15 XPoints for every 100 SEK you spend. You’ll also earn 2 XPoints for every 100 SEK you spend in your home country. The X Travel Wallet Card is accepted in 36 million places around the world, wherever Mastercard debit cards are accepted.

* You’re in control
Using the X Travel Wallet Mobile App, you can conveniently exchange money anytime, anywhere. You can pre-load your travel funds into your X Travel Wallet Card and give yourself full control of your budget throughout your trip. But what if you’re enjoying yourself a little too much on your trip? Don’t worry. You can easily reload your X Travel Wallet Card at anytime, from anywhere.

* Why does the card have a Mastercard logo? Is it a credit card?

X Travel Wallet is a Mastercard debit card that you pre-fund with your own money, so you can avoid the risk of carrying large amounts of cash when traveling.

* Are there any other benefits?
As a cardholder, you’ll get access to Mastercard’s Priceless Cities programme, which provides exclusive, one-of-a-kind experiences and adventures to travelers around the globe. For added security, you can block your card from the app at any time. You’ll also get a VirtualX Travel Wallet Mastercard. The virtual card is a very secure way to pay for purchases you make online or over the phone.