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Generate a QR payment code from your wrist and scan with any* European banking app. No account/password required; no WiFi needed.*Verified to work with:Austria: should work - not verifiedBelgium: KBC, Belfius, Argenta, Payconiq by BancontactFinland: should work - not verifiedGermany: any app supporting GiroPayThe Netherlands: ING, BunqOther countries: let me know!