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Centavo

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Centavo

Centavo is the most comprehensive personal finance app for iPhone, iPad, and Apple Watch. Track your expenses, create smart budgets, and reach your savings goals automatically.

SMART FINANCIAL MANAGEMENT
Record income and expenses using predefined categories: food, transportation, entertainment, utilities, health, and education. Each transaction is automatically organized with visual charts to help you analyze your monthly spending patterns.

AUTOMATIC RECURRING TRANSACTIONS
Set up automatic payments that repeat daily, weekly, or monthly. Define start and end dates, as well as the maximum number of repetitions. Perfect for salaries, rent, subscriptions, and fixed monthly expenses.

CUSTOMIZED BUDGETS
Create category-based budgets with real-time tracking. Visualize your progress with progress bars, get alerts when nearing your limit, and analyze detailed spending patterns. Set monthly, weekly, or yearly budgets.

EFFECTIVE SAVINGS GOALS
Set specific goals like vacations, a car, or an emergency fund. Define a target amount, deadline, and priority. The app calculates how much to save monthly and displays your progress with visual charts.

SMART REMINDERS
Never forget to record important transactions. Set up personalized reminders for recurring expenses, budget reviews, and savings contributions. Includes push notifications with suggested amounts and categories.

INTEGRATED APPLE WATCH
Access all features from your Apple Watch. Log transactions, check balances, view budgets, and track savings goals without needing your iPhone. Instant and automatic sync across devices.

CUSTOMIZABLE WIDGETS
Keep your finances visible with home screen widgets. Check total balance, goal progress, monthly summaries, and upcoming reminders without opening the app. Widgets auto-update in real time.

ANALYTICS & REPORTS
Gain valuable insights with detailed graphs, spending trends by category, monthly comparisons, and financial progress analysis. Visual reports that help you make better financial decisions.

ADVANCED PERSONALIZATION
Customize the app with themes, local currency settings, display formats, and privacy options. Fully compatible with dark mode and visually consistent across all Apple devices.

GUARANTEED SECURITY
Your data is protected with end-to-end encryption. Works completely offline without requiring online accounts. Your financial privacy is fully guaranteed.

AUTOMATIC SYNC
Instant synchronization between iPhone, iPad, and Apple Watch. Changes are reflected across all devices to keep your data up to date.

Centavo turns personal finance management into an intuitive and efficient experience. Track daily spending, plan major purchases, and build healthy saving habits with professional tools in a sleek interface.

Download Centavo and take full control of your personal finances — organized, secure, and accessible from any Apple device.
Developer
Daniel Sarmiento